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Crypto Wallets

Your Crypto Wallets, Explained

Aggregated view across every on-chain wallet, DeFi protocol, perpetuals position, and centralized exchange - your full digital asset footprint in one place.

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Welcome

Crypto is the most fragmented part of most portfolios. Tokens live in self-custody wallets, additional value is deployed into DeFi protocols, active positions can sit on perpetuals venues like Hyperliquid, and more assets may be held at centralized exchanges. Most people do not have a single reliable view across all of it.

This page gives you that unified view. It pulls live data from every wallet address you connect, every exchange API you authorize, and every protocol position it can detect, so you can understand your digital asset exposure in one place.

Note

Read-only by design. The platform only reads wallet and exchange data. It never has signing authority, trading authority, or access to your private keys. Exchange API keys should always be created with read-only permissions.

Aggregated Tokens

Aggregated Tokens gives you a token-first view across all connected wallets. Instead of checking each wallet one by one, you can see your combined position in each asset.

  • Token - The token symbol and full asset name.
  • Wallet count - How many of your wallets hold the token.
  • Price - Current market price per token in USD.
  • Total Amount - Total quantity of the token across all connected wallets.
  • Total Value - USD value of your full position across wallets.

This is the best place to answer practical exposure questions such as how much ETH do I really own or which token is now my largest crypto position.

Important

A Verified badge means the token contract matches a trusted registry. Unverified tokens can still be real, but they are also where spam tokens and impersonator assets often appear. Treat unverified balances with extra scrutiny.

Protocol Positions

Protocol Positions tracks assets you have deployed into DeFi rather than holding idle in a wallet.

  • Lending positions - Assets deposited into lending markets such as Aave or Compound.
  • Liquidity pool positions - Capital supplied to AMMs or pooled trading venues.
  • Staking positions - Assets committed to staking systems or liquid staking protocols.
  • Vault positions - Assets deposited into automated yield or strategy vaults.

This section helps separate tokens you simply own from capital you have actively deployed.

Note

A protocol position usually means you have exchanged a plain token for a derivative claim, receipt token, or protocol-managed position. That is why the value may not appear as a simple wallet token balance.

Hyperliquid

Hyperliquid is tracked separately because perpetuals behave very differently from spot holdings and DeFi deposits.

  • Asset and side - What you are long or short.
  • Position size - Notional exposure of the position.
  • Entry price - Average price where the position was opened.
  • Mark price - Current market price used to value the position.
  • Unrealized PnL - Gain or loss if the position were closed now.
  • Liquidation price - The price level where the position would be force-closed.
  • Funding - Periodic payments paid or received while the position remains open.
Note

Perpetuals can create much larger exposure than the wallet balance backing them. Keeping Hyperliquid separate prevents leveraged positions from being confused with spot holdings.

Connected Exchanges

Connected Exchanges represents custodial crypto held at centralized venues such as Coinbase, Kraken, or Gemini.

  • Exchange balances - Assets held directly at centralized exchanges.
  • Connection status - Whether the exchange API is actively syncing or needs attention.
  • Last synced - When the exchange data was most recently refreshed.
  • Owning entity - The trust, LLC, or other owner assigned to the account.
  • Ownership share - The portion of the exchange account attributed to you if the account is jointly owned.

  • Re-authenticate a failed connection

    Log into the exchange directly, create a new read-only API key, then reconnect it in Spiegel Financial so balances and transaction history can refresh again.

Important

If an exchange connection shows as failed, the platform may still display the last successfully synced balance. Always check the Last synced timestamp before relying on that data.

Adding a wallet

Use + Add Wallet to add a new self-custody wallet to your crypto view.

  • Wallet name - Use a label you will recognize later, such as "Main ETH Wallet" rather than a raw address.
  • Public address - Paste the public wallet address only.
  • Chain - The platform confirms the chain from the address format, such as EVM, Solana, or Bitcoin.
  • Owning entity - Assign the wallet to the correct trust, LLC, foundation, or individual owner.
  • Ownership share - Set the percentage if the wallet is jointly owned, so reporting reflects only your share.
Important

Never paste a private key or seed phrase. The platform only needs the public address. If any workflow ever asks for signing credentials, do not provide them.

Connecting an exchange

Use Connect Exchange to add custodial balances from a centralized exchange.

  • Step 1 - Log into the exchange directly

    Go to the exchange's own website or app rather than using a third-party link.

  • Step 2 - Create a new API key

    Find the exchange's API or developer settings and generate a fresh key for Spiegel Financial.

  • Step 3 - Restrict permissions to read-only

    Enable only the minimum access needed to read balances and history. Do not grant trading, transfer, or withdrawal permissions.

  • Step 4 - Paste the key into Spiegel Financial

    Complete the exchange connection flow, then assign the correct owning entity and ownership share.

Note

If an exchange requires broader permissions just to read balances, treat that as a risk signal and review the setup carefully before proceeding.

Common workflows

  • Reconcile total crypto exposure

    Compare spot token balances, protocol positions, Hyperliquid exposure, and exchange balances to make sure your digital asset footprint is fully represented.

  • Find your largest token position

    Use Aggregated Tokens to identify which asset now represents your biggest combined crypto exposure across wallets.

  • Audit DeFi exposure

    Use Protocol Positions to look for older vaults, LP positions, staking deposits, or lending allocations you may have forgotten about.

  • Verify exchange freshness

    Check connection status and the last synced timestamp before relying on exchange balances in reporting or decision-making.

  • Prepare for tax season

    Use the wallet and exposure views for year-end position reporting, but remember that realized gains, cost basis, and transaction-level tax calculations still require a dedicated crypto tax workflow.

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